Remember, your No Fault insurance always pay first for medical expenses that are related to your car accident in Florida. No private health insurance or Medicare will pay these accident related expenses until your no fault has been completely exhausted.
When that happens it is generally in your best interest to use private health insurance or Medicare because it will save you money in the long run.
Let me explain further. When a car accident case in Florida settles, you don’t have to reimburse your No-Fault insurance carrier for the No Fault medical benefits they paid. This is not so with health insurance policies, Medicare or Medicaid. They have the right of reimbursement for what they pay. However, they pay doctors and hospitals on a reduced fee schedule which will be a lot less than what is billed. This means that what you owe in reimbursement when a case settles will be less if it’s been paid for by health insurance, Medicare or Medicaid. The bottom line is it saves you money. Federal law gives some employer-sponsored health plans much stronger reimbursement rights. To find out whether this could affect your case, you should talk it over with a Clearwater injury lawyer who has experience handling accident claims.
If you would like more information on reimbursing these health liens, I urge you to get a free copy of my consumer guide, Five Mistakes That Can Wreck Your Florida Accident Case here.
You may have immediate questions or concerns; if so simply send a private email. We respect your privacy and won’t share your information with anyone.
We represent personal injury and accident victims in Florida in these cities:
Clearwater, Clearwater Beach, Tarpon Springs, Dunedin, Largo, Oldsmar, St. Petersburg, Palm Harbor, Safety Harbor, Pinellas Park, Seminole, Belleair, Belleair Bluffs, Belleair Shores,Treasure Island, Redington Beach, Madeira Beach, Indian Rocks Beach, Crystal Beach, Ozona, Bradenton, Palmetto, Sarasota, Lakewood Ranch, Ellenton, Kenneth City, South Pasadena, St. Petersburg Beach, Tierra Verde, New Port Richey, Port Richey, Hudson, Bayonet Point, Holiday, Land O’Lakes, Lutz, Odessa, Tampa, Temple Terrace, Dade City, Sebring, Wesley Chapel, Pinellas County, Pasco County, Hillsborough County, Manatee County, and all other cities in Florida and Florida Counties.
Our primary office location is in Clearwater, however we meet clients at our satellite offices or a convenient location at or near your home.